We are constantly reminded that many of us will have insufficient income to enjoy a comfortable retirement. With average life expectancy increasing every year, we can look forward to a much longer retirement than that of our predecessors.

This makes it even more important that we plan wisely for this well-earned stage in our lives. There are a range of options available for retirement planning and these include:

• Stakeholder Pensions
• Personal Pensions
• Occupational Pensions
• Self Invested Personal Pensions (SIPPS)
• Other investment vehicles such as ISAS, Unit Trusts, OEICS, Investment Trusts and Investment Bonds

We offer a comprehensive retirement planning and advice service which is based on factors which include:

• Your personal circumstances
• Your attitude to risk
• Your existing arrangements
• Your intended retirement age
• Your desired income in retirement
• Affordability
• Your Tax Status